Medicare consists of four parts: Part A covers hospital insurance, providing services like inpatient care and skilled nursing; Part B offers medical insurance for outpatient care, preventive services, and doctor visits. Part C, also known as Medicare Advantage, bundles Parts A and B, often including additional benefits, while Part D provides prescription drug coverage.
Part A: Hospital Care
Original Medicare Government ProgramÂ
- Inpatient Care in Hospitals
- Skilled Nursing Facility Care
- Hospice Care
- Home Health Care
Part B: Medical Care
Original Medicare Government Program With Part B Medicare, you pay a premium.
- Services from doctors and other health care providers
- Outpatient and home health care
- Durable medical equipment
- Some preventative services
Part C: Medicare Advantage
Medicare Advantage is a private medical plan.
- Includes Part A and Part B benefits and services
- Can include Medicare PDP (Part D)
- May add extra benefits and services such as Dental and Vision coverage
- Run by Medicare-approved private insurance companies
Part D: Prescription Drugs
- Helps cover the cost of prescription drugs
- Helps protect against higher costs in the future
- Run by Medicare-approved private insurance companies