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The Four Parts of Medicare Simplified

Medicare consists of four parts: Part A covers hospital insurance, providing services like inpatient care and skilled nursing; Part B offers medical insurance for outpatient care, preventive services, and doctor visits. Part C, also known as Medicare Advantage, bundles Parts A and B, often including additional benefits, while Part D provides prescription drug coverage.

Part A: Hospital Care

Original Medicare Government Program 

  • Inpatient Care in Hospitals
  • Skilled Nursing Facility Care
  • Hospice Care
  • Home Health Care

Part B: Medical Care

Original Medicare Government Program  With Part B Medicare, you pay a premium.

  • Services from doctors and other health care providers
  • Outpatient and home health care
  • Durable medical equipment
  • Some preventative services

Part C: Medicare Advantage

Medicare Advantage is a private medical plan.

  • Includes Part A and Part B benefits and services
  • Can include Medicare PDP (Part D)
  • May add extra benefits and services such as Dental and Vision coverage
  • Run by Medicare-approved private insurance companies

Part D: Prescription Drugs

  • Helps cover the cost of prescription drugs
  • Helps protect against higher costs in the future
  • Run by Medicare-approved private insurance companies
Revised On: September 20, 2024
Categories: Medicare Basics
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